Compliance

coverIn 2013, in order to increase professionalism in the industry, the FCA (Financial Conduct Authority) introduced the Retail Distribution Review (RDR) which meant an increase in the standard of qualifications advisers and financial planners must have. It also brought about more transparency with regard to fees and charges that apply when customers receive financial advice, our disclosure documents set out the services that we provide and provides information on the charges that apply when customers receive financial advice.

Our advisers are suitably qualified and hold “Statements of Professional Standing” – we fully comply with FCA’s treating customers fairly initiative and comply with FCA’s Senior Managers and Certification regime.

 

  •  Your home may be repossessed if you do not keep up repayments on your mortgage
  • The value of your investments can fall as well as rise, and you may get back less than you invested

Tel: 0161 764 5256

Fax: 0161 764 3939

email: financialadvice@howardsifa.org.uk

HOWARDS IS THE TRADING NAME OF WILLIAM H.HOWARD LTD.
Registered Office: Prospect House,

1 Bolholt Terrace, Bury, BL8 1PP

Authorised and regulated
in England by the
Financial Conduct Authority

Reg. No. 226154